In the average home in the United States, heating and cooling costs account for about 48 percent of the home’s energy use. While this is one of the largest energy expenses you may face, there are ways you can lower it. Discover the top five ways you can save money on your heating and cooling costs and lower that large expense. Adjust Your Temperature Settings …
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It’s never too late to go back to school and get an education. Of course, there are extra challenges to studying as an adult, such as funding and commitments. However, there are ways around this if you’re eager to study. Here are just a few tips for returning to school as an adult. What Are Your Funding Options? Before going back to school, you’ll need …
Everyone has experienced financial stress at some point in their lives. The world is full of debt, after all. The national debt in the United States is $22 trillion. Which equals roughly $69,000 per person. In Canada, it’s about $768 billion – or $18,000 per person. In the UK, it’s £1,821.3 billion – or £78,000 per person. And with debt, comes repayments, responsibilities, and a …
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The COVID-19 pandemic has wreaked havoc on the remittance market. Vulnerable migrant workers, who are now unemployed, can no longer afford to send money transfers to developing countries, leaving their families reeling without a vital lifeline to help them survive. The downturn has hit the economies of many low and middle-income countries across Europe, Central Asia, Sub-Saharan Africa, and beyond. According to Pew Research, people …
Remittance Tax Debate Heats Up as US Economy Slows Down Read More »
Being in debt is stressful, no matter the amount. You look at the bills piled up on the counter and add up what you need to pay. You look at your bank account balance and compare the two numbers. Once again, you’re short and it’s becoming more of a struggle every month. Being in debt means always being cognizant of your situation. The stress of …
Not everyone likes to take out a personal loan, but sometimes it’s inevitable. You have bills to pay or a medical emergency arises; it’s important that you have the money on hand to take care of your financial worries. But you can’t just walk into a bank or a lender’s office and expect to get cash just because you ask for it. The key thing …
If you want to remodel some elements of your house and your wallet isn’t packed with cash, selling your home isn’t an option. Here are a few smart ways to finance your home improvement project that won’t break the bank but will make your place cozier and more modern. 1. Borrow from your retirement plan One of the most popular ways to find cash …
Homeowners Unite: 4 Ways to Finance a Home Improvement Project Read More »
